If your planning on buying a home, Beacon Federal Credit Union can help make it happen.  We will lend you up to 95% toward your new home purchase.  Beacon offers low fixed rate mortgage programs with available terms up to 30 years.  That means your principal and interest payment will never change and remain within your budget.  Our loans do not come with surprise pre-payment penalties or balloon notes.  Apply now and start shopping for your new home today! 

The essentials of your home loan:

• Credit processing fee         $40.00
• Origination fee                    1%
• Minimum Down Payment     5% 
• Additional third party fees may apply

Do you have an adjustable mortgage? Would you like to lower your rate or change your term? Take advantage of our mortgage refinance program that allows you to refinance your existing mortgage from another financial institution up to 95% LTV.  You may also qualify to roll in closing cost.  If your not satisfied with your current loan then make a change and apply today.  

The essentials of your home loan: Credit processing fee         $40.00 Origination fee                    1% Additional third party fees may apply